Last Updated: February 25, 2026
The information provided by David Deloy Consulting, LLC ("we," "us," or "our") on daviddeloyconsulting.com (the "Site") and through our consulting services is for general informational and educational purposes only. All information on the Site and through our services is provided in good faith; however, we make no representation or warranty of any kind, express or implied, regarding the accuracy, adequacy, validity, reliability, availability, or completeness of any information on the Site or through our services.
Nothing on this Site or provided through our services constitutes professional financial, investment, legal, tax, insurance, or credit repair advice. You are encouraged to consult with the appropriate licensed professionals before taking any actions based on information provided on this Site or through our consulting services.
There are no guarantees regarding the results of our services. Any savings estimates, cost comparisons, or financial projections referenced on this Site or in our reports are provided for illustrative purposes only. Your actual results will depend on many factors, including your specific financial situation, usage patterns, market conditions, and the actions you take. Past performance or examples of savings achieved by other clients are not indicative of future results.
We do not guarantee any improvement in your credit score or credit report. Credit improvement results vary and depend on individual circumstances. You have the right under federal law (Fair Credit Reporting Act, 15 U.S.C. § 1681 et seq.) to dispute inaccurate information in your credit report directly with the credit bureaus at no charge.
Under the Credit Repair Organizations Act (15 U.S.C. § 1679 et seq.), you have the following rights:
Our debt management consulting is educational in nature. We do not negotiate with creditors on your behalf, manage your payments to creditors, or act as a debt management service provider under Texas Finance Code Chapter 394. We strongly recommend consulting with a registered debt management service provider or nonprofit credit counseling agency for formal debt management plans. The National Foundation for Credit Counseling (NFCC) at nfcc.org can help you find an accredited counselor.
We are not licensed insurance agents, brokers, or adjusters in the State of Texas. We do not sell, solicit, or negotiate insurance policies or coverage. Our insurance review services are general and educational in nature. We do not receive commissions or referral fees tied to your purchase of insurance. For specific insurance advice, quotes, and coverage decisions, consult a licensed insurance professional. Verify agent licensing through the Texas Department of Insurance at tdi.texas.gov.
We are not a registered energy broker with the Public Utility Commission of Texas (PUCT). We do not procure energy services on your behalf or receive compensation from retail electric providers. Any rate comparisons or estimated savings are approximations based on information available at the time of our review and may change based on market conditions. Visit powertochoose.org, the official PUCT comparison tool, for current plan information and rates.
We are not CPAs, enrolled agents, or licensed tax preparers. We do not prepare tax returns or provide tax advice. Tax preparation referrals are provided as a convenience only and do not constitute an endorsement of the referred professional.
In accordance with IRS Circular 230, we inform you that any tax-related information contained on this Site or provided through our services is not intended or written to be used, and cannot be used, for the purpose of (i) avoiding penalties under the Internal Revenue Code or (ii) promoting, marketing, or recommending to another party any transaction or matter addressed herein.
Our Site may contain links to third-party websites and we may refer you to third-party service providers. These links and referrals are provided for your convenience only. We do not control, endorse, or assume responsibility for the content, privacy policies, or practices of any third-party sites or services. You access third-party sites and engage third-party services entirely at your own risk.
Any testimonials or reviews displayed on this Site represent individual experiences and opinions. They are not intended to represent or guarantee that anyone will achieve the same or similar results. Results vary and depend on individual circumstances. Testimonials may have been edited for clarity or length but reflect the general sentiment of the original feedback.
David Deloy Consulting, LLC is committed to compliance with all federal, state, and local fair housing laws. We do not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, or any other characteristic protected by law in the provision of our services.
If you have questions about these disclaimers, contact us at:
David Deloy Consulting, LLC
Houston, TX
Email: info@daviddeloyconsulting.com
Phone: (832) 639-4944